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About Author

Writing books makes the world go round

Wright Aloba has a master’s degree in business administration from the College of William and Mary, Williamsburg, Virginia and a bachelor of accounting degree from Norfolk State University, Norfolk, Virginia. He was a former assistant professor of accounting and taxation for over 14 years. He is currently in private practice as a Certified Public Accountant (CPA), specializing in taxation, accounting, financial and management consulting services. His passion, aside from his profession is education, in any form: Reading, learning and acquiring continuing knowledge everywhere available. His weakness is very simple: He has no patience for complainers. He admires and attracted to people with positive – solution-based mindsets.  He advocates everyone to self-evaluate themselves periodically so that may discover where changes should be made for a better day, considering the ever-changing world.


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Wright Aloba

Inspiring Words to Live By

Reading is the main ingredient of education and the creator of intelligence. Reading books, all forms of books, contains gold specks of knowledge.
You are not a bank. If you want to be an unlicensed banker, take all the necessary steps to act as a trustworthy lender.
Financial awareness should be the apex of every human being at an early age.
Don’t blame your financial institutions for doing their official responsibilities because they are performing their jobs.
Reading is the main ingredient of education and the creator of intelligence. Reading books, all forms of books, contains gold specks of knowledge.
Honesty to dishonest people is similar to a thief keeping their stolen money in a bank for safekeeping.
Financial awareness should be the apex of every human being at an early age.
If you cannot save the required set aside amount, save the most you can. Anything is better than nothing.
Invest early. As the saying goes, make hail when the sun shines, and then relax and watch your investments grow over time.
Solutions may not heal all problems, but the frame of mind to find answers is one way to develop and change your dynamics and attain the future you envisioned.
Don’t give up or allow your mistakes to deprive you of the best times to come.
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Testimonials

Reader’s Review

Read what our customers have to say! This section features authentic reviews from satisfied clients who share their experiences, highlighting the quality, service, and value they received. Explore their feedback and see why we’re trusted by so many.

“I wish I had read this book in my younger years. I will definitely get one for my
10-year old as her birthday gift.”
Ms. S. AbbeyHappy Reader
Ms. S. Abbey
“Even in my finance classes in college, there was no practical financial textbook well put together like this one. The book is full of engaging questions and case studies. I love the “Heard on the street section.” I hope you have a follow up!”
Paul ArimieHappy Reader
Paul Arimie
“Definitely, it’s a must-read book for all ages. Simple to read, easy to comprehend and full of helpful hints on how to become a middle class and beyond.”
Mrs. A. A HillHappy Reader
Mrs. A. A Hill
“I will definitely recommend this book in my book club. This is my first time to read such a challenging and informative book on all aspects of how to be a middle class. The structure of the book reminded me of my school days, except that this book is more practical and educational. The discussion aspects seem to be talking about me. The book is simple to read and full of useful information anyone, at any age, can learn from.”
Dr. Donna R.Happy Reader
Dr. Donna R.

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Frequently Asked Questions

Find quick answers to the most common queries about our books, services, and policies. We’re here to ensure your reading experience is seamless and enjoyable!

What is the appropriate age to learn all about financial literacy?

The earlier you are exposed to financial education, the better. In fact, the education should begin by parents/guardians. Financial literacy is an ingredient you will need in anything you do throughout life: As soon as you can walk is will be the right age.

Why do I continue to pay taxes after retirement?

Paying taxes after retirement is a sign that you did well in life. It shows that you worked hard, you saved, you invested well. Because as long as your total income after retirement is greater than government’s nontaxable threshold, you will continue to pay taxes, regardless of age.

What is the right age to retire?

The right age to retire depends on your financial preparedness before you
retire. You can retire at any age as long as you have the financial resources and possess the state
of mind to continue the life style you desire after retirement. If you have the means at 30 years
old, then, 30 years is the right age to retire.

Do I need financial advisors before marriage?

Yes. Financial advisors should be able to go over your finances and
determine if you’re ready for marriage, the financial obligations you will
face during marriage. Remember that over 50% of marriages are in
trouble because of financial stress and disagreements.

I’m retired. It’s too late to do anything suggested in the book.

Congratulations on your retirement. I also hope you’re reading the book for
your pleasure. However, the suggestions in the book are not too late for
anyone. By the way, making positive changes is never too late in life.
Please, share the contents of the book with your children, grandchildren,
family members and friends and let them spread their wings and become a
middle class and beyond.